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Dangerous Instrumentality: A 1920's Florida Doctrine that Could Leave You Responsible for a Tampa Area Car Accident

In 1920, the state of Florida adopted a legal doctrine, dangerous instrumentality, which enforces liability upon vehicle owners who lend their vehicles to someone whose irresponsible behavior causes damage or injuries to someone else. Under this long-standing doctrine, you as a vehicle owner have an obligation to make sure that your vehicle is operated safely. Apparently, Florida traffic injuries almost 100 years ago were frequent enough to call for more accountability on the part of vehicle owners. Considering the crowded highways of today's roads, the dangerous instrumentality doctrine seems that much more necessary.

Dangerous instrumentality is based on the idea that, if you own a vehicle, you are responsible for adding an element of risk to Florida roads when you trust someone else to drive your car. Furthermore, whether you loan your car to a coworker in Tampa or a neighbor in Pasco County, dangerous instrumentality says you are responsible for having enough money to pay for damages caused by the negligent operation of your car. And, if the worst case scenario does happen, you can bet that anyone wrongly injured by the driver of your car will hire a Tampa car accident lawyer to pursue dangerous instrumentality damages from you and your insurance company.

Interestingly, the dangerous instrumentality doctrine is generally unique to the state of Florida. Today, dangerous instrumentality is still successfully applied to a number of cases. And, if you are a parent in Florida, dangerous instrumentality takes on additional significance in at least two different ways: (1) you are responsible for your child's negligence if he or she drives a car you own, and (2) Florida law holds you responsible for your minor child's negligence behind the wheel when you sign your under-18 child's application for a learners permit or a drivers license.

The main lesson to learn with dangerous instrumentality is that we all should be cautious, if not reluctant, about lending our cars to others. As good as the intentions of your friends might be, it only takes a split second of negligent behavior for your friend to cause a car accident with serious injuries. Instead of loaning your car, you might consider alternatives such as driving your friend yourself.

To find out more about dangerous instrumentality, or to receive a free initial consultation about your case, please contact our Tampa personal injury law firm by phone or by filling out the form on our “Do I Have a Case?” link.

 
 
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