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What Vicarious Liability Means for Car Owners in the Tampa, Florida Area

Vicarious liability is a legal term that means one person or entity can be held responsible for damages caused by a separate person or entity. Examples of vicarious liability might be an employer being held responsible for what an employee does or a contractor being held responsible for what a subcontractor does.

At first glance, you might not think that vicarious liability laws apply to you. After all, who will hold you responsible for something you didn't do? If you own a vehicle in Florida, however, vicarious liability laws affect you every time you let someone else drive your vehicle. Whether your friend borrows your car to go down the street in Tampa, or your teenager uses your car to visit St Petersburg Beach, if the car borrower causes an accident, you and your insurer can be held responsible for property damages and injuries.

Another example of vicarious liability involves being the parent of a child who is ready to get his or her drivers license. Florida law requires a parent's signature on learners permit and drivers license applications for children under the age of 18. By signing these applications, parents are agreeing to Florida statute 322.09, which states:

"Any negligence or willful misconduct of a minor under the age of 18 years when driving a motor vehicle upon a highway shall be imputed to the person who has signed the application of such minor for a permit or license, which person shall be jointly and severally liable with such minor for any damages caused by such negligence or willful misconduct."

Therefore, by signing your child's learner's permit or license, you can be held responsible for any injuries and property damage your child causes while driving your car or any other car for that matter. Tampa, Florida area parents are often surprised to learn about this type of vicarious liability; you may even hear parents laughingly comment that they will never sign for their child's learner's permit or drivers license if they are going to be held vicariously liable for their kid's negligence behind the wheel.

On the other side of the coin, if you have been seriously injured by a negligent, reckless driver in the greater Tampa, Florida area, vicarious liability may provide you with a way to help pay for your losses. Please contact Tampa car accident lawyer Dale Appell, P.A. for an experienced, free initial case review.

 
 
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